If you’ve spent a little more than would’ve liked to during the holidays or if you just have a lot of bills to pay, we can help you relieve this financial stress. At HawaiiUSA Federal Credit Union, we’re here to help you choose wisely and make your life matter by helping you relieve the burden of multiple bills.


Choose wisely, because life matters


*Annual Percentage Rate. Personal Loan offer valid on all applications received beginning January 1, 2018 until March 31, 2018 (Payment example: Loan amount of $1,000 at 2.99% for 12 months would have a monthly principal and interest payment of $84.69). Loan amount must meet $1,000 minmum requirement. New money only. This offer cannot be combined with any other offers. Subject to HawaiiUSA’s loan terms and conditions. Membership guidelines may apply. Federally insured by NCUA. 

The Balance Transfer Promotional APRs are 5.90%, 7.90%, 10.90%, 5.90%, 7.90%, 7.90%, and 10.90%, and correspond to HawaiiUSA FCU Visa Credit Card Accounts for consumer accounts with Standard APRs of 8.00%, 9.96%, 12.96%, 8.00%, 9.50% 10.90%, and 14.90%, respectively. (For example, if your Standard APR is 9.96%, your Promotional APR is 7.90%.) The Promotional APRs are valid for qualifying balance transfers processed by HawaiiUSA FCU between 1/15/2018 and 3/31/2018. All qualifying balance transfers processed during that period will receive the Promotional APR until the billing cycle date in January 2019. After that, the Standard APR for your HawaiiUSA FCU Visa Credit Card Account will apply to all outstanding balances. Qualifying balance transfers must come from personal credit card and retail accounts only. Business transactions, business credit card accounts, and transfers from any HawaiiUSA FCU account do not qualify. Qualifying balance transfer amount cannot exceed the available credit on your HawaiiUSA FCU Visa Credit Card account. The Standard APR for your Credit Card Account will apply to all balance transfers that do not qualify for the Promotional APR. Minimum payments will be applied to balances at lower APRs before being applied to balances at higher APRs. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with higher APRs prior to balances with lower APRs. Offer may end at any time. Visa is not affiliated in any way with HawaiiUSA Federal Credit Union or this promotion. Visa is a registered trademark of Visa, Inc. in the United States and other countries.