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Start dreaming of a Platinum Christmas

At HawaiiUSA, we’re always trying to help our members relieve their financial stress and focus on the things that really matter. If you have a long Christmas gift list this year, now’s the perfect time to transfer your balance to get a lower rate.

For a limited time, when you transfer your balance from another credit card to your HawaiiUSA VISA® Platinum or VISA® Platinum Reward Card, get a discount rate.

 

Visa Platinum Credit Cards

Balance Transfer Promotional APR*
Through December 2019 cycle end

Standard APR* thereafter

5.90% 8.00%
7.90% 9.96%
10.90% 12.96%


 

Visa Platinum Rewards Credit Cards**

Balance Transfer Promotional APR*
Through December 2019 cycle end

Standard APR* thereafter

5.90% 8.00%
7.90% 10.90%
10.90% 14.90%

 

Visit a branch or request a form by calling (808) 534.4300 or toll-free (800) 379.1300 or click below to transfer your balance.

 

Transfer your balance today

 

 

*APR = Annual Percentage Rate. The Promotional APRs are 5.90%, 7.90%, 10.90%, 5.90%, 7.90%, and 10.90%, and correspond to HawaiiUSA FCU Visa Credit Card Accounts for consumer accounts with Standard APRs of 8.00%, 9.96%, 12.96%, 8.00%, 10.90%, and 14.90%, respectively. (For example, if your Standard APR is 9.96%, your Promotional APR is 7.90%.) The Promotional APRs are valid for qualifying purchases processed by HawaiiUSA FCU between 11/1/2018 and 12/31/2018. All qualifying balance transfers and purchases processed during that period will receive the Promotional APR until the billing cycle date in December 2019. After that, the Standard APR for your HawaiiUSA FCU Visa Credit Card Account will apply to all outstanding balances. Balance transfers and purchases must only be up to the amount of available credit on your HawaiiUSA FCU Visa® Credit Card Account. Business transactions, business credit card accounts, and transfers from any HawaiiUSA FCU account do not qualify. The Standard APR for your Credit Card Account will apply to all balances transferred and purchases that do not qualify for the Promotional APR. Minimum payments will be applied to balances at lower APRs before being applied to balances at higher APRs. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with higher APRs prior to balances with lower APRs. Offer may end at any time. Visa is not affiliated in any way with HawaiiUSA Federal Credit Union or this promotion. Visa is a registered trademark of Visa, Inc. in the United States and other countries. Insured by NCUA.

** IEG Cardholders whose Standard APR is 9.50% will receive a Promotional APR of 7.90%.