Grants for small businesses

Many small businesses have been significantly impacted as a result of the COVID-19 outbreak. At HawaiiUSA, we understand just how important it is to take care of your employees, as well as your company, during this difficult time. That’s why we’ve partnered with the following counties to provide financial assistance to qualified small businesses.


City and County of Honolulu

The application is now closed. Visit for County of Honolulu programs and resources for Honolulu residents affected by COVID-19.

County of Kauai

The application is now closed. Visit for County of Kauai programs and resources for Kauai residents affected by COVID-19.

County of Hawaii

The application is now closed. Visit the County of Hawaii Research and Development's Funding and Grant Resources page for programs and resources for Big Island residents affected by COVID-19.


How it works


Since May 2020, HawaiiUSA has devoted time and resources to helping small businesses qualify for grants from the City and County of Honolulu, the County of Kauai, and the County of Hawaii. We believe in helping small businesses preserve jobs and restore hope, one application at a time.

Funding comes from the Federal Government and the Counties provide the online portal to submit applications, but that's where HawaiiUSA and other credit unions step in. Applications are assigned to one of the partnering credit unions regardless of membership, and it's the credit unions who review the long list of required information against what is received to ensure compliance. Once all required documents are received, the credit unions then process and mail cashier's checks.

Sounds like a long process, right? It can be. But for HawaiiUSA it's part of who we are and what we do: the spirit of "people helping people" in action. We strive to walk in our members' slippers. But going beyond what's required—calling and emailing applicants to follow up on incomplete documents instead of simply marking it “Not Approved”—is not special treatment reserved only for HawaiiUSA members. Many of the grant checks we've distributed have been to nonmembers. We believe that when we help with heart, we're building a better Hawaii for everyone.


Additional COVID-relief programs you may be interested in

  • Energy Relief Grant - Grants to reimburse up to 100% of total project costs (up to $25,000 per application) of an energy efficiency project for businesses experiencing losses due to COVID-19; disbursement to be made after project completion with all required documentation submitted, verified and approved by Hawaii Energy. Click here for more information.
  • The Hawaii Business Pivot Grant Program - Small businesses or non-profits statewide may receive up to a $10,000 reimbursement for expenses related to pivoting or adjusting operations, products, services, or related items to meet the new economic environment. Click here for more information.
  • Culture and Arts Relief and Recovery Fund - For businesses and non-profit organizations in the Culture and Arts industries, a one-time reimbursement for up to either $10,000 or $50,000 (depending on the business or non-profit organization eligibility and qualifications) for costs incurred from the implementation of safety precautions and re-opening costs to prevent the spread of COVID-19. Click here for more information.
  • City and County of Honolulu COVID-19 Household Hardship Relief Fund Program - Oahu households who demonstrate economic hardship due to COVID-19 can receive up to $2,000 per month for rent, mortgage, certain utilities, etc. and up to an additional $500 per month for childcare services. Click here for more information.
  • The Emergency Assistance Program - Emergency financial assistance to individuals and families impacted by COVID-19. Click here for more information.
  • Hoʻāla Assistance Program (HAP) - Emergency financial assistance to Hawaiʻi residents facing hardship due to the COVID-19 pandemic. Click here for more information.
  • National Veterans Business Week- NVSBW 2020 takes place on November 2-6, 2020, with the goal of supporting veteran and military small business communities as they adapt, pivot, and face hardships during the COVID-19 pandemic. Click here to register and for more information.
  • Back On The Wave - An online-based health and safety assessment for businesses to inform their customers that they’re helping Oahu adapt to COVID protocols. Successful completion will earn free personal protective equipment and free signage. Click here for more information.