• Starting Your Financial Life? Here Are Tips For New College Graduates

    Graduation is the end of one phase of your life — and the beginning of an exciting new one. You’re on your own. You’re ready to start your career (or take a stop-gap job until you find the right position in your field). And you’re poised to make your own financial decisions, maybe for the first time in your life.

    You have all the power here. But, as they say in Spider-Man, “With great power comes great responsibility.”

    Here are some steps you can take to make responsible choices with your finances as you’re starting out.

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    Starting Your Financial Life? Here Are Tips For New College Graduates
  • Financial Literacy FAQ

    Financial Literacy FAQ

    Money topics can spark lively online conversations. Whether shared in social media posts or website comment sections, much of the information can leave you feeling more confused than when you started. Whether due to incomplete answers or a failure to consider an individual's financial status, learning about personal finance can be a challenge.

     

    To help improve your financial literacy, we've gathered some of the most frequently asked questions (and the answers!) about credit, savings, making a major purchase, and retirement planning.

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  • Financial Literacy Quiz

    According to a National Financial Capability Study, financial literacy rates among Americans have decreased from 42% to 34% since 2009 — yet 71% of Americans believe they know more about personal finance than the data suggests. This has real-world implications for how people manage money today and prepare for their financial futures. How financially savvy are you?

     

    Complete this quiz to gauge your financial literacy IQ.

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    Financial Literacy Quiz
  • What Should You Do with Your Tax Refund?

    What Should You Do with Your Tax Refund?

    If you’re expecting a tax refund, you’ve probably got some ideas about what you want to do with it. The average refund in 2022 is $3,473, according to the IRS. Shopping spree, anyone?

    Not so fast. Although it can be awesome to have fun with your tax refund, consider some other options to make a lasting financial impact. If your refund is near that average figure, you’ll likely have enough to do both.

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  • How to get out of the paycheck-to-paycheck cycle

    Do you often feel like you have more month than money? Do you worry when your paydays won’t hit until after your biggest bills are due? Maybe you avoid going out for saimin with friends until you get paid again — then find that you still can’t go out because an unexpected bill came in?

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    How to get out of the paycheck-to-paycheck cycle
  • 3 Ways to prepare for

    3 Ways to prepare for "what-ifs"

    Benjamin Franklin got it right when he said: “By failing to prepare, you are preparing to fail.”

    This especially rings true when it comes to finances. A natural disaster, sudden sickness, even a positive occurrence such as a child getting accepted to college – all these life events can quickly deplete a person’s bank account.

    And though many crises are improbable for many people, they are not impossible.

    While many parts of the future are unknown, it is always best to be proactive for when the unexpected happens.

    Here are three steps you can take now to prepare for what may or may not be coming down the road.

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  • Hurricane preparedness: are you financially ready?

    Hurricane season is from June 1 through November 30. Stocking up on food and water is a given, but are you financially prepared? Many things in life are beyond our control; planning is not one of them. Get prepared now, and you'll have peace of mind whether a storm hits or (fingers crossed) not.

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    Hurricane preparedness: are you financially ready?
  • Child tax credit not what you expected? Here's why

    Child tax credit not what you expected? Here's why

    Understanding how the credit is calculated could help you plan the best use of the funds or decide whether opting out of future payments is a better choice.

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  • Savings accounts you need right now

    Three types of savings accounts that we recommend.

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    Savings accounts you need right now