• Easy Ways to Save — Even with Inflation Hitting Your Pocketbook

    Inflation continues to rock the economy, leaving your pocketbook and savings accounts something more to be desired. We get it. Rising costs make it harder to save money. Still, there are plenty of ways to reduce costs while tucking money into a savings account. 

     

    We dug our heels in for this one and gathered some tips to help you save money, even during challenging times, beginning with what to do about your current debt.

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    Easy Ways to Save — Even with Inflation Hitting Your Pocketbook
  • What Should You Do with Your Tax Refund?

    What Should You Do with Your Tax Refund?

    If you’re expecting a tax refund, you’ve probably got some ideas about what you want to do with it. Whether a few hundred or a few thousand dollars, here are our tips for making the most of your money.

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  • Back to School: Tips for Making This School Year Great

    With the school year off to a roaring start, it’s time to settle in and plan for a smooth year. You’re sure to experience some bumps and hurdles along the way, but the right plan will help you face those challenges head-on.

     

    One of the first steps is to start with a school calendar. So, get ready to dig in while we serve up some of our best expert tips to make this school year shine.

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    Back to School: Tips for Making This School Year Great
  • Smart Savings Tips: What You Need to Know About Interest Rates and Savings

    Smart Savings Tips: What You Need to Know About Interest Rates and Savings

    Do interest rates baffle you? Are you scratching your head over the differences between simple and compounding interest? Many members ask us these questions and more. So, we're laying out the differences and providing tips on what you need to know to make savvy money decisions.

     

    You probably already know something about interest. After all, it's everywhere, from credit cards to car loans, personal loans, mortgages, and more. Yet did you know the two types of interest – simple and compounding – work differently in lending and affect your savings differently, too? It's true! We'll dive into how it affects you, from borrowing to saving and investing.

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  • Time for a Financial Check-Up: Check on Your Budget and Goals After Inflation

    Rising costs have affected everyone's budget, including higher prices on groceries, gas, rent, and more. Inflation is currently at its highest in 40 years, and increasing costs mean less money in your wallet and bank account. It's easy to fall behind when prices get out of hand.

     

    Despite the pain of inflation, we've got some tips for you to ease the financial burden and meet those price demands head-on. Now is an excellent time for a financial check-up to see what's working and what's not.

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    Time for a Financial Check-Up: Check on Your Budget and Goals After Inflation
  • Mid-Year Financial Checkup (Inflation Edition)

    Mid-Year Financial Checkup (Inflation Edition)

    Rapid spikes in the costs of fuel, groceries, and other goods and services is putting the squeeze on household budgets. Escalating inflation has many people rethinking how they spend and whether they can save for the future. This reality makes performing a mid-year financial checkup more important than ever.

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  • Starting Your Financial Life? Here Are Tips For New College Graduates

    Graduation is the end of one phase of your life — and the beginning of an exciting new one. You’re on your own. You’re ready to start your career (or take a stop-gap job until you find the right position in your field). And you’re poised to make your own financial decisions, maybe for the first time in your life.

    You have all the power here. But, as they say in Spider-Man, “With great power comes great responsibility.”

    Here are some steps you can take to make responsible choices with your finances as you’re starting out.

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    Starting Your Financial Life? Here Are Tips For New College Graduates
  • Financial Literacy FAQ

    Financial Literacy FAQ

    Money topics can spark lively online conversations. Whether shared in social media posts or website comment sections, much of the information can leave you feeling more confused than when you started. Whether due to incomplete answers or a failure to consider an individual's financial status, learning about personal finance can be a challenge.

     

    To help improve your financial literacy, we've gathered some of the most frequently asked questions (and the answers!) about credit, savings, making a major purchase, and retirement planning.

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  • Financial Literacy Quiz

    According to a National Financial Capability Study, financial literacy rates among Americans have decreased from 42% to 34% since 2009 — yet 71% of Americans believe they know more about personal finance than the data suggests. This has real-world implications for how people manage money today and prepare for their financial futures. How financially savvy are you?

     

    Complete this quiz to gauge your financial literacy IQ.

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    Financial Literacy Quiz
  • How to get out of the paycheck-to-paycheck cycle

    How to get out of the paycheck-to-paycheck cycle

    Do you often feel like you have more month than money? Do you worry when your paydays won’t hit until after your biggest bills are due? Maybe you avoid going out for saimin with friends until you get paid again — then find that you still can’t go out because an unexpected bill came in?

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  • 3 Ways to prepare for "what-ifs"

    Benjamin Franklin got it right when he said: “By failing to prepare, you are preparing to fail.”

    This especially rings true when it comes to finances. A natural disaster, sudden sickness, even a positive occurrence such as a child getting accepted to college – all these life events can quickly deplete a person’s bank account.

    And though many crises are improbable for many people, they are not impossible.

    While many parts of the future are unknown, it is always best to be proactive for when the unexpected happens.

    Here are three steps you can take now to prepare for what may or may not be coming down the road.

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    3 Ways to prepare for
  • Hurricane preparedness: are you financially ready?

    Hurricane preparedness: are you financially ready?

    Hurricane season is from June 1 through November 30. Stocking up on food and water is a given, but are you financially prepared? Many things in life are beyond our control; planning is not one of them. Get prepared now, and you'll have peace of mind whether a storm hits or (fingers crossed) not.

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  • Child tax credit not what you expected? Here's why

    Understanding how the credit is calculated could help you plan the best use of the funds or decide whether opting out of future payments is a better choice.

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    Child tax credit not what you expected? Here's why
  • Savings accounts you need right now

    Savings accounts you need right now

    Three types of savings accounts that we recommend.

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