• Refund Scam

    What is a refund scam?

     

    You may be familiar with the idea of a refund scam if you've sold goods online before. In this setup, someone typically "overpays" you for an item and claims that it was an accident. When you send them the extra money back to correct the "error," they cancel the original payment and thus steal your money.

    Tech support refund scams follow a similar setup. Let's walk through how malicious individuals have set them up, so you don't fall victim to this.

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    Refund Scam
  • Sweetheart Scams

    Sweetheart Scams

    A sweetheart scam occurs when a victim is romanced though online dating sites or social media networks, then manipulated into sending funds to fraudsters or giving them account access.

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  • Work from home scams

    Scams targeting jobseekers are increasing. Now it is even easier for scammers to target people who are looking for work, using newer tools such as phony websites, unsolicited emails, robocalls and cold calls using faked origin phone numbers, remote interviews using tools such as Skype, social media, instant messenger services, Internet pop-up ads, and more.

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    Work from home scams
  • 3 Tips for giving safely

    3 Tips for giving safely

    There are many ways to support causes that are close to your heart and align with your values. If you choose to donate money to charity, here are some tips to ensure your dollars make the impact you intend.

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  • How to Spot a Credit Repair Scam

    Having good credit can simplify your financial life. Paying bills on time and keeping credit balances low often results in fewer hassles and significant cost savings. Consumers with good credit typically have access to low-interest rate credit cards, deposit-free mobile service contracts, and smaller security deposits for housing rentals.

     

    On the flip side, the financial lives of consumers with poor credit can get thorny. Poor credit not only makes it more challenging to obtain the same approvals, scammers offer credit repair “solutions” that only make matters worse.

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    How to Spot a Credit Repair Scam
  • Best Practices: Digital Banking Security Measures to Keep Your Data Safe

    Best Practices: Digital Banking Security Measures to Keep Your Data Safe

    It doesn’t matter how small your business is; keeping your company financials safe is vital, especially today. Every year, small and large businesses lose about 5% of their revenue to fraud, and there’s no evidence that it’s slowing. The moment you think your business is protected, along comes a new scam or phishing method or something else that sets spidey-senses tingling, not in a good way.

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  • What Should You Do with Your Tax Refund?

    If you’re expecting a tax refund, you’ve probably got some ideas about what you want to do with it. Whether a few hundred or a few thousand dollars, here are our tips for making the most of your money.

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    What Should You Do with Your Tax Refund?
  • How Student Loan Scams Work

    How Student Loan Scams Work

    Student loan repayment is making headlines — and so are student loan scams. Whether it’s federal extended repayment pauses, loan forgiveness programs, or other forms of student debt relief, borrowers are likely to click through for details. While student loan borrowers are eager to learn ways to trim their debt, scammers are eager to get information from them to fatten their wallets.

     

    You can outsmart these bad actors by understanding how student loan scams work.

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  • Mid-Year Financial Checkup (Inflation Edition)

    Rapid spikes in the costs of fuel, groceries, and other goods and services is putting the squeeze on household budgets. Escalating inflation has many people rethinking how they spend and whether they can save for the future. This reality makes performing a mid-year financial checkup more important than ever.

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    Mid-Year Financial Checkup (Inflation Edition)
  • Put These Hot Weather Scams on Ice

    Put These Hot Weather Scams on Ice

    This summer is a scorcher. But it’s not just rising inflation trying to burn a hole in your wallet — it’s those sleazy scammers. As you lower your guard while on vacation or relaxing at the beach, fraudsters are turning up the heat on their hot weather scams. Stay cool and put their attempts on ice by learning about these cons that pick up during summer break.

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  • Starting Your Financial Life? Here Are Tips For New College Graduates

    Graduation is the end of one phase of your life — and the beginning of an exciting new one. You’re on your own. You’re ready to start your career (or take a stop-gap job until you find the right position in your field). And you’re poised to make your own financial decisions, maybe for the first time in your life.

    You have all the power here. But, as they say in Spider-Man, “With great power comes great responsibility.”

    Here are some steps you can take to make responsible choices with your finances as you’re starting out.

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    Starting Your Financial Life? Here Are Tips For New College Graduates
  • Security tips for kupuna and caregivers

    Security tips for kupuna and caregivers

    Many of us will need assistance as we age. Here are some tips for protecting your loved ones’ finances.

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  • Why It's Easy to Fall for the Free Gift Scam

    Text message scams aren't new. But a fresh twist on an old scheme is making the rounds as fraudsters collect financial details and other personal data from unsuspecting victims. Crooks use this information to empty bank accounts, make fraudulent charges on debit and credit cards, and steal identities. Fortunately, the more you know about how this scam works, the less likely you are to fall for it.

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    Why It's Easy to Fall for the Free Gift Scam
  • Financial Literacy FAQ

    Financial Literacy FAQ

    Money topics can spark lively online conversations. Whether shared in social media posts or website comment sections, much of the information can leave you feeling more confused than when you started. Whether due to incomplete answers or a failure to consider an individual's financial status, learning about personal finance can be a challenge.

     

    To help improve your financial literacy, we've gathered some of the most frequently asked questions (and the answers!) about credit, savings, making a major purchase, and retirement planning.

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  • Financial Literacy Quiz

    According to a National Financial Capability Study, financial literacy rates among Americans have decreased from 42% to 34% since 2009 — yet 71% of Americans believe they know more about personal finance than the data suggests. This has real-world implications for how people manage money today and prepare for their financial futures. How financially savvy are you?

     

    Complete this quiz to gauge your financial literacy IQ.

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    Financial Literacy Quiz
  • Protect Your Elders from Scams

    Protect Your Elders from Scams

    Unfortunately, many scammers target older adults because they may have large sums of money saved, and they may not be as savvy online or over the phone. In fact, Hawaii’s elderly lost $5.4 million to fraud and scams in 2020.

    So, how can we keep our kupuna safe from fraud? A combination of education and oversight will be your best option.

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  • 5 Costly Tax Filing Myths

    Many people have a love-hate relationship with Tax Day. They love to receive a tax refund but hate the work that goes into filing their tax return. Filing myths only magnify the dread taxpayers feel as April quickly approaches.

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    5 Costly Tax Filing Myths
  • It's Not You, Federal Tax Filing is Different in 2022

    It's Not You, Federal Tax Filing is Different in 2022

    Tax Day occurs every April in the United States. While the calendar deadline to file is predictable, changes to tax filing requirements are not. For 2021 tax year, there are over 60 tax provision updates you may need to be aware of to successfully navigate tax season. Here are five that are likely to impact most taxpayers.

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  • Never share your Digital Banking password

    You probably wouldn’t hand your wallet over to just anyone who asks. Did you know that when you share your Digital Banking login credentials, it’s very similar?

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    Never share your Digital Banking password
  • Avoid tax scams

    Avoid tax scams

    It’s tax season. That means you’re gathering paperwork, filling out forms, sending items to your tax preparer, and dodging the scammers trying to take advantage of you. 

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  • 6 Safe shopping tips

    Physical health and safety has been top-of-mind when out shopping this year. While it’s smart to continue to use contactless payments at the store, don’t forget the basics about protecting your money when shopping, no matter where you are.

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    6 Safe shopping tips
  • 8 Ways to protect your debit card from fraud

    8 Ways to protect your debit card from fraud

    Here are some proven ways to protect your debit card from fraudulent activity and safeguard your hard-earned cash.

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  • Two Bitcoin/Cryptocurrency scams trending on social media

    Beware of these two new Bitcoin/Cryptocurrency scams trending on social media that are affecting unsuspecting consumers. 

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    Two Bitcoin/Cryptocurrency scams trending on social media
  • 5 Steps to take if you discover fraud

    5 Steps to take if you discover fraud

    Scammers are skillful at getting people to trust them with their money and personal information. They’ll bombard you with calls, texts, or emails promising you the world, or pretend to help you out of a (made up) sticky situation. But all they want is your money and private information. They are out to steal your account numbers, passwords, or Social Security numbers.

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  • 3 Ways to prepare for "what-ifs"

    Benjamin Franklin got it right when he said: “By failing to prepare, you are preparing to fail.”

    This especially rings true when it comes to finances. A natural disaster, sudden sickness, even a positive occurrence such as a child getting accepted to college – all these life events can quickly deplete a person’s bank account.

    And though many crises are improbable for many people, they are not impossible.

    While many parts of the future are unknown, it is always best to be proactive for when the unexpected happens.

    Here are three steps you can take now to prepare for what may or may not be coming down the road.

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    3 Ways to prepare for
  • Keep your accounts safe with a digital identity app

    Keep your accounts safe with a digital identity app

    A digital identity offers two-way security. It's one thing to verify who you are with login credentials and one-time-use passcodes, but how do you also know the website or the person on the other end is who they claim to be? 

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  • Hurricane preparedness: are you financially ready?

    Hurricane season is from June 1 through November 30. Stocking up on food and water is a given, but are you financially prepared? Many things in life are beyond our control; planning is not one of them. Get prepared now, and you'll have peace of mind whether a storm hits or (fingers crossed) not.

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    Hurricane preparedness: are you financially ready?
  • 5 simple steps to planning your wedding

    5 simple steps to planning your wedding

    To help you focus on what matters (you and your soon forever-to-be), here are some general guidelines.

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  • Financial health in fatherhood

    Whether you’re a new dad or a dad with many years on the job, we’ve gathered some of our favorite fatherly advice in honor of Father’s Day, or any day.

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    Financial health in fatherhood