• Tips for Creating a Spending Plan

    How to Make Sure Your Spending Aligns With Your Goals

    Spending money is easy; saving it is hard. Yet, there are moments in life when planning for small and large expenses such as a car, house, vacation, repairs, or even a shopping trip makes sense. How you accomplish both matters; it all begins with a solid plan.

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    Tips for Creating a Spending Plan
  • Time for a Financial Check-Up: Check on Your Budget and Goals After Inflation

    Time for a Financial Check-Up: Check on Your Budget and Goals After Inflation

    Rising costs have affected everyone's budget, including higher prices on groceries, gas, rent, and more. Inflation is currently at its highest in 40 years, and increasing costs mean less money in your wallet and bank account. It's easy to fall behind when prices get out of hand.

     

    Despite the pain of inflation, we've got some tips for you to ease the financial burden and meet those price demands head-on. Now is an excellent time for a financial check-up to see what's working and what's not.

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  • Mid-Year Financial Checkup (Inflation Edition)

    Rapid spikes in the costs of fuel, groceries, and other goods and services is putting the squeeze on household budgets. Escalating inflation has many people rethinking how they spend and whether they can save for the future. This reality makes performing a mid-year financial checkup more important than ever.

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    Mid-Year Financial Checkup (Inflation Edition)
  • Starting Your Financial Life? Here Are Tips For New College Graduates

    Starting Your Financial Life? Here Are Tips For New College Graduates

    Graduation is the end of one phase of your life — and the beginning of an exciting new one. You’re on your own. You’re ready to start your career (or take a stop-gap job until you find the right position in your field). And you’re poised to make your own financial decisions, maybe for the first time in your life.

    You have all the power here. But, as they say in Spider-Man, “With great power comes great responsibility.”

    Here are some steps you can take to make responsible choices with your finances as you’re starting out.

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  • Budgeting on a fixed income

    HawaiiUSA’s own Kim Dodson, Financial Wellness Partner and Certified Credit Union Financial Counselor, gives budgeting tips to kupuna and those living on a fixed income. See the interview with Diane Ako on KITV’s Aging Well.

     

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    Budgeting on a fixed income
  • Paying for unexpected expenses

    Paying for unexpected expenses

    Both the best and worst surprises in life can come as unexpected costs you weren’t able to plan for. There’s nothing we can do to stop these surprises from coming in the door, but we can work to find ways to cope with them once they do.

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  • How to get out of the paycheck-to-paycheck cycle

    Do you often feel like you have more month than money? Do you worry when your paydays won’t hit until after your biggest bills are due? Maybe you avoid going out for saimin with friends until you get paid again — then find that you still can’t go out because an unexpected bill came in?

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    How to get out of the paycheck-to-paycheck cycle
  • Setting financial goals - tips for beginners

    Setting financial goals - tips for beginners

    Retiring early, losing weight, and even starting a business necessitates planning to turn these dreams into reality. Each one requires that you set a series of realistic goals. Failing to do so can leave you with dreams for financial or physical improvement that are never realized.

    But, it can be tough to know where to start with financial goal setting.

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  • Do's and don'ts of living on less

    Whether it be a temporary setback or permanent lifestyle adjustment, you will get through this

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    Do's and don'ts of living on less
  • 5 tips for lowering your monthly grocery bill

    5 tips for lowering your monthly grocery bill

    When it comes to saving money in Hawaii, your food bill is a tough expense to lower.

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  • 5 simple steps to planning your wedding

    To help you focus on what matters (you and your soon forever-to-be), here are some general guidelines.

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    5 simple steps to planning your wedding
  • 3 tips for managing your checking account

    3 tips for managing your checking account

    Understanding how to manage your checking account is an important step toward financial success. 

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  • Can you use the KonMari method to tidy up your finances?

    Here’s how you can find your way to financial tidiness in five steps.

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    Can you use the KonMari method to tidy up your finances?
  • Shopping

    Shopping

    Tips to help you stay on track with minimal financial regrets

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  • Adventure

    Are you staring at the clock hoping the work day will end? Did the week just start and you’re already looking forward to the weekend? If the answer to either of those questions is yes, it sounds like you’re in need of a little adventure!

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    Adventure
  • Travel

    Travel

    The bags are packed and you’re almost ready to go! We all look forward to vacation, but before you head out the door make sure you have everything you need.

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  • Food

    Nothing is as universal as food. But whether you’re eating in or spending an evening out on the town, why not save a little money without sacrificing that perfect bite?

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    Food
  • Need/no need: dorm room essentials and inessentials

    Need/no need: dorm room essentials and inessentials

    Buy this, not that. Know when to splurge and when to buy the cheap stuff.

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  • Need/no need: budget practices

    A college student’s guide to budgeting and saving.

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    Need/no need: budget practices
  • Need/no need: social engagements/entertainment

    Need/no need: social engagements/entertainment

    Have fun with your friends, without going broke. Learn how to save money and have a social life.

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