Youth Savings Accounts

The earlier your children can practice using money responsibly, the better. HawaiiUSA is committed to providing valuable financial products and services to your entire family, including your youngest members. Children can start saving today.

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Savings Safari
Jump-Start

The fun-filled Savings Safari Club* is the perfect way to get children 12 years and younger to understand the value of money and how to take care of it. With the help of our club's animal friends, your young children can begin learning about simple finances, and have fun doing it!

$25 minimum opening deposit
No set up fee or monthly account service fee
Option to open special Share Certificates with "add-on" feature
Includes a quarter holder to help save money

Once your child turns 13, they can move on to our Jump-Start Student Program and continue improving their financial skills.

* $5 minimum deposit into Prime Share is required for membership. Must be 0-12 years of age to be eligible for the Savings Safari Club. The Savings Safari Club Share will automatically convert to a Jump Start Student Share on the last day of the month of the member’s 13th birthday.

Students age 13 to 23 will enjoy the more advanced money lessons that are part of our Jump-Start Student Program. As they begin to earn their own money in some cases, teens can get a better sense of what it means to be financially independent.

Account requires a $25 minimum balance*
Option to open a special Share Certificate with "add-on" feature
Includes access to Online Banking and Telephone Banking

Additional Benefits** for Members 15 and Up

Open a Share Draft checking account (must have valid picture ID)
Includes ATM Card, and Debit Card for members at least 16 years old with valid ID
Use of Online Bill Pay
Surcharge-free ATM access at all HawaiiUSA and Bank of Hawaii locations
Opportunity to apply for a VISA® Credit Card

Once a student turns 18, our Investing & Insurance services***are available for financial planning.

*$5.00 minimum deposit into a Primary Share Savings is required for membership.

**Members under the age of 15 or 15 years of age or older without a valid picture ID, require a parent or guardian as a joint member on all accounts. HawaiiUSA FCU ATM, Gold Debit MasterCard and VISA Credit Card and Online Bill Pay (online bill payment service) are free.

***Product and Services offered through CUSO Financial Services, L.P., are: not NCUA or NCUSIF insured, not credit union guaranteed, and may lose value. Financial Advisors are employees of HawaiiUSA FCU and registered representatives through CFS. HawaiiUSA FCU is in partnership with CFS. Member NASD/SIPC.