Certificates

With some of the highest savings rates available, HawaiiUSA's Share Certificates can help you reach important financial milestones. Take a look at our variety of Certificates to find one that works for your overall savings strategy. To get started, visit us at any of our branches today.

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Whatever your savings goals, we can show you how your money can grow quicker with our various Certificates. These high-yield savings options are perfect when you can leave your money untouched for longer periods of time.

Share & Income Certificates

If you're able to keep you money in Share or Income Certificates for a longer period of time, you can earn dividends over the course of 6 months to 5 years and grow your savings significantly.

Automatic renewal option
Dividends can be paid into your Savings, Checking or back into the Certificate account
Access to Online Banking

Term	Minimum Opening Deposit	Dividend Period
6 Month (182 days)	$500	Maturity
1 Year (365 days)	$500	Quarterly
3 Year (1,095 days)	$500	Quarterly
5 Year (1,825 days)	$500	Quarterly
18 Month (547 days)	$500	Quarterly
18 Month Income (547 days)	$25,000	Monthly

Member Advantage 2-Year Certificates

With this Certificate, you have the one-time option to increase your dividend rate, if rates rise overall. This means your money can grow even more over the 24-month period.

$2,500 minimum opening deposit
Automatic renewal option
Dividends can be paid into your Savings, Checking or back into the Certificate account
Access to Online Banking

Jumbo Share Certificates

If you have larger amounts to deposit, a Jumbo Share Certificate ensures a high-interest savings option that can help you reach your goals quicker.

$100,000 minimum opening deposit
Automatic renewal option
Dividends can be paid into your Savings, Checking or back into the Certificate account
Access to Online Banking

Term	Minimum Opening Deposit	Dividend Period
60-89 Days	$100,000	Maturity
6 Month (182 days)	$100,000	Maturity
1 Year (365 days)	$100,000	Quarterly

Youth Add-On Share Certificates

If your children have HawaiiUSA Youth Savings Accounts, they have access to this valuable add-on feature to grow their savings.

Make additional deposits up to $100,000 (minimum deposits of $20)
Automatic renewal option until the last day of the month of the account holder's 24th birthday
Dividends can be paid into your Savings, Checking or back into the Certificate account
Access to Online Banking