Certificates With some of the highest savings rates available, HawaiiUSA's Share Certificates can help you reach important financial milestones. Take a look at our variety of Certificates to find one that works for your overall savings strategy. Get Started Get Started Home > Bank > Personal > Savings & Certificates > Certificates Print A A A Navigate Pages within this Section Pages within PersonalOnline BankingMobile BankingCardsCheckingSavings & CertificatesMember ProtectionServices Whatever your savings goals, we can show you how your money can grow quicker with our various Certificates. These high-yield savings options are perfect when you can leave your money untouched for longer periods of time. Share & Income CertificatesIf you're able to keep you money in Share or Income Certificates for a longer period of time, you can earn dividends over the course of 6 months to 5 years and grow your savings significantly. Automatic renewal option Dividends can be paid into your Savings, Checking or back into the Certificate account Access to Online Banking Term Minimum Opening Deposit Dividend Period 6 Month (182 days) $500 Maturity 1 Year (365 days) $500 Quarterly 3 Year (1,095 days) $500 Quarterly 5 Year (1,825 days) $500 Quarterly 18 Month (547 days) $500 Quarterly 18 Month Income (547 days) $25,000 Monthly Member Advantage 2-Year CertificatesWith this Certificate, you have the one-time option to increase your dividend rate, if rates rise overall. This means your money can grow even more over the 24-month period. $2,500 minimum opening deposit Automatic renewal option Dividends can be paid into your Savings, Checking or back into the Certificate account Access to Online Banking Jumbo Share CertificatesIf you have larger amounts to deposit, a Jumbo Share Certificate ensures a high-interest savings option that can help you reach your goals quicker. $100,000 minimum opening deposit Automatic renewal option Dividends can be paid into your Savings, Checking or back into the Certificate account Access to Online Banking Term Minimum Opening Deposit Dividend Period 60-89 Days $100,000 Maturity 6 Month (182 days) $100,000 Maturity 1 Year (365 days) $100,000 Quarterly Youth Add-On Share Certificates If your children have HawaiiUSA Youth Savings Accounts, they have access to this valuable add-on feature to grow their savings. Make additional deposits up to $100,000 (minimum deposits of $20) Automatic renewal option until the last day of the month of the account holder's 24th birthday Dividends can be paid into your Savings, Checking or back into the Certificate account Access to Online Banking Term Minimum Opening Deposit Dividend Period 1 Year Add-On (365 days) $200 Quarterly 18 Month Add-On (547 days) $200 Quarterly Personal Online Banking Automatic Payments Online Bill Pay eAlerts eStatements TextMe Banking Secure Mail My-Fi Online Banking Changes Online Banking Agreement Mobile Banking Mobile Deposit Download Our App TextMe Banking Mobile Loan Application Cards Credit Cards Debit Cards ATM Cards Mobile Wallet Checking eLife Checking Super Draft Share Draft MyChance Checking Debit Rewards Overdraft Protection Savings & Certificates Savings Certificates Health Savings Accounts IRAs Youth Savings Accounts Regulation D Member Protection ID Theft Protection Major Mechanical Protection Guaranteed Asset Protection Accidental Death & Dismemberment Credit Protection Plan Pet Insurance Farmers Insurance Hawaii Services Direct Deposit Telephone Banking TurboTax® Savings Branch Services Business Business Checking Business Share Draft Business Share Draft (Non-Profits) Business Savings & Certificates Business Prime Share Business Super Share Money Market Accounts Share & Income Certificates Jumbo Share Certificates Business Cards Business Debit MasterCard® Business Protection Business Services