Whatever your savings goals, we can show you how your money can grow quicker with our various Certificates. These high-yield savings options are perfect when you can leave your money untouched for longer periods of time.

If you're able to keep your money in Share or Income Certificates for a longer period of time, you can earn dividends over the course of 6 months to 5 years and grow your savings significantly.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Term Minimum Opening Deposit Dividend Period
6 Month (182 days) $500 Maturity
1 Year (365 days) $500 Quarterly
3 Year (1,095 days) $500 Quarterly
5 Year (1,825 days) $500 Quarterly
18 Month (547 days) $500 Quarterly
18 Month Income (547 days) $25,000 Monthly

 

 

 

 

 

 

 

With this Certificate, you have the one-time option to increase your dividend rate, if rates rise overall. This means your money can grow even more over the 24-month period.

  • $2,500 minimum opening deposit
  • Automatic renewal option
  • Dividends can be paid into your Savings, Checking or back into the Certificate account
  • Access to Online Banking

If you have larger amounts to deposit, a Jumbo Share Certificate ensures a high-interest savings option that can help you reach your goals quicker.

  • $100,000 minimum opening deposit
  • Automatic renewal option
  • Dividends can be paid into your Savings, Checking or back into the Certificate account
  • Access to Online Banking
Term Minimum Opening Deposit Dividend Period
60-89 Days $100,000 Maturity
6 Month (182 days) $100,000 Maturity
1 Year (365 days) $100,000 Quarterly

If your children have HawaiiUSA Youth Savings Accounts, they have access to this valuable add-on feature to grow their savings.

  • Make additional deposits up to $100,000 (minimum deposits of $20)
  • Automatic renewal option until the last day of the month of the account holder's 24th birthday
  • Dividends can be paid into your Savings, Checking or back into the Certificate account
  • Access to Online Banking
Term Minimum Opening Deposit Dividend Period
1 Year Add-On (365 days) $200 Quarterly
18 Month Add-On (547 days) $200 Quarterly