How is IDX credit monitoring different from what my credit card already does?

What your credit card provider can’t identify is actual identity theft, in which a criminal would use your personal information to open new accounts in your name. Credit monitoring uses credit bureau data to detect changes to your credit file, such as address changes, name changes or new accounts. Identity thieves go to great lengths to cover their tracks so they can use a stolen identity for as long as possible before detection. For instance, opening accounts in your name and social security number but at a new address helps to avoid discovery. This is where credit monitoring can help detect fraud in a way your credit card provider cannot.


For $2.00 a month, our HawaiiUSA ID Restore Program, a basic restoration plan, will assist you in restoring your credit to pre-theft status should your identity be compromised. This program relies on you to monitor your credit. For those who have an eLife checking account, this program is complimentary. Please visit one of our branches to enroll.


Click “Enroll Now” to learn more about the coverages our comprehensive Essentials and Premier plans offer. These plans can be extended to protect your family as well.