Services included HawaiiUSA ID Restore Essentials Premier
Unlimited assistance from recovery specialists
Complete recovery
Limited Power of Attorney (POA)
Dedicated recovery specialist
Pre-existing conditions covered
Personal expenses   $1 million $1 million
Lawyer expert coverage   $1 million $1 million
1B credit monitoring    
3B credit monitoring    
1B credit report    
3B credit report    
Dark web  
Social media privacy protection    
Lost wallet  
Credit lock    

$2 per month; deducted from Share or Share Draft

For eLife Checking account holders, ID Restore is a free benefit included!

$6.99 per month (self);

$8.99 per month (family - 2 adults, 5 minors)

$9.75 per month (self);

$17.75 per month (family - 2 adults, 5 minors)

How to enroll

Schedule an appointment at a HawaiiUSA Branch or call (808) 534.4300 | Toll-free: (800) 379.1300

Enroll now Enroll now

How is IDX credit monitoring different from what my credit card already does?

What your credit card provider can’t identify is actual identity theft, in which a criminal would use your personal information to open new accounts in your name. Credit monitoring uses credit bureau data to detect changes to your credit file, such as address changes, name changes or new accounts. Identity thieves go to great lengths to cover their tracks so they can use a stolen identity for as long as possible before detection. For instance, opening accounts in your name and social security number but at a new address helps to avoid discovery. This is where credit monitoring can help identify if it is actual identity theft.

Nearly half of all U.S. citizens became a victim of some form of identity theft in 2020*

For $2.00 a month, our HawaiiUSA ID Restore Program, a basic restoration plan, will assist you in restoring your credit to pre-theft status should your identity be compromised. This program relies on you to monitor your credit. For those who have an eLife checking account, this program is complimentary. Please visit one of our branches to enroll.

Click “Enroll Now” to learn more about the coverages our comprehensive Essentials and Premier plans offer. These plans can be extended to protect your family as well.