Share Draft

When you need a simple personal checking account option with no minimum balance requirement, take a look at our Share Draft account. 

• $20 minimum opening deposit (no minimum balance thereafter) 
• No set-up fee or monthly account service fee
• HawaiiUSA FCU’s Debit MasterCard® with zero liability protection
• Access Online and Mobile Banking services
• Direct Deposit automatically deposits your paycheck, quickly and securely
• Standard and designer checks available for a nominal fee
• Opt-in for Overdraft Protection  to avoid costly fees and delays