Share Draft

HawaiiUSA's Share Draft is the personal checking account that can meet your basic checking needs. You'll get easy access to your money through online services, a Debit MasterCard® and more. This convenient account works for you.

Share Draft

When you need a simple personal checking account option with no minimum balance requirement, take a look at our Share Draft account. 

  • $20 minimum opening deposit (no minimum balance thereafter) 
  • No set-up fee or monthly account service fee
  • HawaiiUSA FCU’s Debit MasterCard® with zero liability protection
  • Access Online and Mobile Banking services
  • Direct Deposit automatically deposits your paycheck, quickly and securely
  • Standard and designer checks available for a nominal fee
  • Opt-in for Overdraft Protection  to avoid costly fees and delays