When you need a simple personal checking account option with no minimum balance requirement, take a look at our Share Draft account.
- $20 minimum opening deposit (no minimum balance thereafter)
- No set-up fee or monthly account service fee
- HawaiiUSA FCU’s Debit MasterCard® with zero liability protection
- Access Online and Mobile Banking services
- Direct Deposit automatically deposits your paycheck, quickly and securely
- Standard and designer checks available for a nominal fee
- Opt-in for Overdraft Protection to avoid costly fees and delays