Earn 2.50% cash back when you use your debit card*



Cash Back*

ATM reimbursement


No fees


A special free checking account that puts money back in your pocket. Earn cash back on debit card purchases plus refunds on ATM withdrawal fees everywhere you go, nation-wide!* So, the next time you’re picking up lunch? Earn cash back. Filling up at the pump? Catching up with friends? Earn cash back. Kasasa Cash Back Checking makes your daily spending a lot more fun and rewarding, and Digital Banking makes it easy to be in control of your money, instead of wondering where it went. And unlike other cash back cards, you only pay for what you spend—no interest payments or service fees.


Enjoy free checking that puts money back in your pocket

  • FREE checking with no monthly service fees, ever
  • 2.50% cash back on up to $400 in debit card purchases every month*
  • Refunds on ATM fees nationwide (up to $20/month), including access to over 30,000 surcharge-free ATMs within the CO-OP Network
  • Digital Banking access to help manage your money anytime, anywhere
  • Free Mastercard® Debit Card
  • Mobile Wallet enabled for contactless payments



Additional add-on features

  • Courtesy Pay—With Courtesy Pay, HawaiiUSA will cover checks, electronic payments, and transfers that won’t clear due to insufficient funds. Fees may apply.
  • Overdraft Protection—Life happens. Opt-in to our Overdraft Protection and we’ll automatically transfer money from your HawaiiUSA Savings Account so you can avoid an overdraft fee.


Open an account


Easy qualifications to earn rewards


Meet three simple requirements each month to earn cash back on your debit card purchases and get refunds on ATM fees.*

  • 15 Debit Card Purchases
  • Receive one or more direct deposits, conduct one or more ACH debits/credits, or make one or more payments using HawaiiUSA Online Bill Pay payments through this Kasasa Cash Back Account
  • Enrolled in eStatements

Kasasa Cash Back Checking Qualification Cycle 2022

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