Ideal for you if |
You want to earn cash back rewards on purchases and you plan to use this as your primary checking account for daily spending |
You want a checking account that earns dividends on your balance, and you plan to use this as your primary checking account for daily spending
|
You want a simple checking account for your everyday needs |
You want to earn higher dividends while maintaining quick and easy access to your money with no qualification requirements |
Earns dividends |
No |
Yes |
No |
Yes |
Tiered dividend rates |
No |
Yes |
No |
No |
Earns Cash Rewards on Purchases |
Yes |
No |
No |
No |
Complimentary HawaiiUSA Debit MasterCard® |
Yes |
Yes |
Yes |
Yes |
No-cost Access to Bill Pay |
Yes |
Yes |
Yes |
Yes |
Optional Overdraft Protection |
Yes |
Yes |
Yes |
Yes |
Check discounts |
Yes |
Yes |
Yes |
Yes |
Minimum opening balance |
$20 |
$20 |
$20 |
$1,000 |
Average daily balance required |
None |
None |
None |
None |
Maximum balance |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Setup fee |
None |
None |
None |
None |
Access |
- Online and Mobile Banking
- Bill Pay
- eStatements and paper statements
- Telephone Banking
- HawaiiUSA Debit Mastercard®
- Surcharge-free ATM access at Bank of Hawaii and CO-OP Shared Branch ATMs
- Automatic Transfers and Payments
- Direct Deposit
- Shared Branching access
|
- Online and Mobile Banking
- Bill Pay
- eStatements and paper statements
- Telephone Banking
- HawaiiUSA Debit MasterCard®
- Surcharge-free ATM access at Bank of Hawaii and CO-OP Shared Branch ATMs
- Automatic Transfers and Payments
- Direct Deposit
- Shared Branching access
|
- Online and Mobile Banking
- Bill Pay
- eStatements and paper statements
- Telephone Banking
- HawaiiUSA Debit MasterCard®
- Surcharge-free ATM access at Bank of Hawaii and CO-OP Shared Branch ATMs
- Automatic Transfers and Payments
- Direct Deposit
- Shared Branching access
|
- Online and Mobile Banking
- Bill Pay
- eStatements and paper statements
- Telephone Banking
- HawaiiUSA Debit MasterCard®
- Surcharge-free ATM access at Bank of Hawaii and CO-OP Shared Branch ATMs
- Automatic Transfers and Payments
- Direct Deposit
- Shared Branching access
|
Great value |
- Unlimited check-writing and electronic debits
- Standard and designer checks available for nominal fee
- Overdraft Protection from shares or Overdraft Line of Credit to qualified members
- Courtesy Pay
|
- Unlimited check-writing and electronic debits
- One complimentary box of HawaiiUSA Custom Checks per rolling calendar year
- Designer checks available for nominal fee
- Overdraft Protection from shares or Overdraft Line of Credit to qualified members
- Courtesy Pay
|
- Unlimited check-writing and electronic debits
- Standard and designer checks available for nominal fee
- Overdraft Protection from shares or Overdraft Line of Credit to qualified members
- Courtesy Pay
|
- Unlimited check-writing and electronic debits
- Standard and designer checks available for nominal fee
- Overdraft Protection from shares or Overdraft Line of Credit to qualified members
- Courtesy Pay
|