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VISA Purchase Promotion

Shop more and save on what really matters to you.

From daily expenses to extravagant splurges, shopping happens every day. That’s why from now until August 31, 2018, HawaiiUSA wants to help you save on every purchase you make by offering you special, surprisingly low interest rates on our VISA® Credit Cards. You’ll also be able to keep that rate on purchases made during the promotional period all the way through your June 2019 cycle end date.


VISA Platinum

Promotional APR* until June 2019 cycle end

Standard APR* thereafter

5.90% 8.00%
7.90% 9.96%
10.90% 12.96%



VISA Platinum Rewards

Promotional APR* until June 2019 cycle end

Standard APR* thereafter

5.90% 8.00%
7.90% 9.50%**
7.90% 10.90%
10.90% 14.90%

For existing cardholders, no further action is needed to benefit from the special rates. Simply make a purchase during the promotional period and your respective promotional rate will be applied to your card.

If you're considering a credit card, the HawaiiUSA VISA Platinum Credit Card offers great benefits.

  • No Annual Fee
  • No Cash Advance Fee
  • No Foreign Transaction Fee
  • CU Rewards Points Program Option***


So, what are you waiting for?  Start shopping and get saving!


Shop more, save more


Reward yourself with a VISA Platinum Rewards Credit Card

Your hard-earned money should be working just as hard for you. Start earning points towards your purchases with our Platinum Rewards Credit Card [Learn More]

Credit Card Security

Don’t let worrying about online shopping and credit card security get in the way of Life matters moments. Stay updated with the latest security tips. [Learn More]


*APR = Annual Percentage Rate. The Promotional APRs are 5.90%, 7.90%, 10.90%, 5.90%, 7.90%, 7.90%, and 10.90%, and correspond to HawaiiUSA FCU Visa Credit Card Accounts for consumer accounts with Standard APRs of 8.00%, 9.96%, 12.96%, 8.00%, 9.50% 10.90%, and 14.90%, respectively. (For example, if your Standard APR is 9.96%, your Promotional APR is 7.90%.) The Promotional APRs are valid for qualifying purchases processed by HawaiiUSA FCU between 6/1/2018 and 8/31/2018. All qualifying purchases processed during that period will receive the Promotional APR until the billing cycle date in June 2019. After that, the Standard APR for your HawaiiUSA FCU Visa Credit Card Account will apply to all outstanding balances. Purchases must only be up to the amount of available credit on your HawaiiUSA FCU Visa® Credit Card Account. Business transactions, business credit card accounts, and transfers from any HawaiiUSA FCU account do not qualify. The Standard APR for your Credit Card Account will apply to all purchases that do not qualify for the Promotional APR. Minimum payments will be applied to balances at lower APRs before being applied to balances at higher APRs. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with higher APRs prior to balances with lower APRs. Offer may end at any time. Visa is not affiliated in any way with HawaiiUSA Federal Credit Union or this promotion. Visa is a registered trademark of Visa, Inc. in the United States and other countries.
** Standard Interest Rate for IEG cardholders.
***The CURewards Points Program is available for specified accounts only.