Home$tart Program

Home$tart promotes homeownership by helping first-time homebuyers earning up to 80 percent of their area’s median income purchase a home.

• The Home$tart Program provides $3 for every $1 a household contributes up to $5,000.
  The Home$tart Plus Program provides households receiving public housing assistance with $2 for every $1 of the household’s funds, up to $10,000.
• Home$tart grants may be used for downpayments, closing costs, or rehabilitation of an owner-occupied housing unit, including a condominium or cooperative housing unit, to be used as the household’s primary residence. Grants may be used in combination with funds from other sources.

Since its inception in 1995, Home$tart has granted more than $35.7 million to help over 7,200 first-time homebuyers purchase their first homes.

Prospective homebuyers can apply for grants with Federal Home Loan Bank of Seattle member financial institutions, like HawaiiUSA FCU.