A Profile of the Credit Union

HawaiiUSA Federal Credit Union is a not-for-profit federally insured financial cooperative owned and operated by our members. Chartered in 1936, we serve individuals in the field of education including employees, retirees, students and their parents of Oahu schools except secondary schools in Honolulu.

We invest member deposits in member loans and in federally insured government-backed securities and deposit. The interest earned provides operating costs and reserves as required by federal law. Earnings are returned to members in the form of higher dividends on savings, lower rates on loans, expanded services and free or reduced fees.

Member deposits are insured up to $250,000 by the National Credit Union Administration.

HawaiiUSA FCU's mission is to be the primary provider of financial services to our members. Our Board of Directors and staff pledge to achieve this goal through a total commitment to service excellence. We will maintain financial strength and stability to support growth and to provide diverse services to our members.