Elite Checking

Are you looking for a rewards checking program?

Earn premium rates and receive reimbursements on nationwide ATM fees with an Elite Checking account!* There are no monthly maintenance fees or minimum balance requirements.

Fulfill three easy qualifications every cycle:

• Make 10 debit card purchases
• Enroll and receive eStatements
• Receive one direct deposit or ACH debit transaction

YES, it's that easy! Get a 3.50% APY** and ATM fee reimbursements* by opening a free Elite Checking account at HawaiiUSA FCU. Call for more details or visit any one of our 10 convenient branches to open your account today!

To view a list of frequently asked questions, please [click here].
To view of the qualification cycle, please [click here].

*ATM Refunds when qualifications are met. Maximum $20 nationwide ATM fee refund per account cycle. **Annual Percentage Yield. Premium Rates of 3.50% APY paid on average daily balances of $25,000.00 and below and 0.25% APY paid on average daily balances over $25,000 each monthly cycle when monthly qualifications have been met. If monthly qualifications are not met, a base rate of 0.10% APY will be paid on the average daily balance. Rates current as of 1/01/10 and may change anytime after the account has been opened. Minimum $20 is required to open this account. No minimum balance is required. Subject to other HawaiiUSA FCU account terms and conditions. Other fees may apply which could reduce your earnings. A minimum $5 is required to open a HawaiiUSA FCU Share savings account (if applicable). Member must be eligible for and obtain a HawaiiUSA FCU DirectCheck Debit Card. Qualification cycle ends on the second to the last day of the month. Your HawaiiUSA FCU DirectCheck debit card transactions must be posted to the account to be counted within each cycle. It may take up to three business days before the transaction posts or clears the account. Elite Checking Patent Pending by BancVue.